Guide · Is it worth it?

Gumroad's fee is two fees wearing one coat

A direct Gumroad sale pays 10% + $0.50 to Gumroad, plus card processing of 2.9% + $0.30. On a $10 product: $1.50 + $0.59 = $2.09 in fees — you keep $7.91. Sold through Gumroad's Discover shelf instead, the fee is a flat 30% with processing included: you keep $7.00.

The flat $0.50 + $0.30 pieces are why price level changes everything. At $5, the stack takes about a quarter of the sale. At $50, about an eighth. Gumroad quietly rewards products priced like tools, not trinkets.

Discover's 30% is not a rip-off by default — it is rent for a customer you did not have. The math question is whether that buyer would have found you anyway.

Run your own numbers: the Fit Finder · the Real Pay Checker · the tax door

More in this cluster

• Etsy fees, explained on one $30 sale
• The eBay fee is on the whole amount, not your price

Checked October 23, 2026. Figures carry their sources inline; when a schedule changes, this guide is frozen until re-verified (see the method).